Central Banks Have Made Their Moves -- What's Next?

September 27, 2012

by Jay Pelosky

This piece originally appeared in the Huffington Post.


Who Stole the American Dream?

Friday, September 14, 2012 - 12:00pm

The promise of a prosperous middle-class life with decent work, rising living standards, and the potential for a better future has long been the foundation of the American dream. But as America continues to struggle to recover from the Great Recession, it has become clear that the middle class is in jeopardy – and many of the policies of the last 40 years are to blame.

Asset Building News Week, August 13 - 17

August 17, 2012
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The Asset Building News Week is a weekly Friday feature on The Ladder, the Asset Building Program blog, designed to help readers keep up with news and developments in the asset building field. This week's topics include poverty in politics, financial services, and asset poverty.

America’s Emerging Growth Story

  • By
  • Sherle R. Schwenninger,
  • Samuel Sherraden,
  • New America Foundation
July 19, 2012


I.  Overview
II.  The Story Begins with Oil & Gas
III.  Job Creation and Investment
IV.  The Catalyst for a Manufacturing Revival
V.  The Rise of New Industries
VI.  Shoring up America’s Fiscal Position
VII.  Infrastructure Investment is the Missing Piece of the Story
VIII.  Serious Obstacles Remain

Assets and "The Other America"

July 13, 2012

Earlier this week, Demos held a great conference commemorating the fiftieth anniversary of Michael Harrington’s The Other America. The conference coincided with the publication of The American Prospect’s new issue focusing on poverty. During his introduction, Demos President Miles Rapoport acknowledged that the one-day event could not and would not be a comprehensive account of poverty in America; in fact, he specifically noted that there would not be any presentations focusing on the asset-building approach. Nevertheless, throughout the day, panelists touched on some core themes of the asset building field, particularly with respect to two areas of focus: investment in early childhood and the role (and limitations) of job creation in reducing poverty.

Event Summary: Jobs are Not Enough

July 12, 2012
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The Asset Building Program hosted an event Wednesday, July 11 to release the July/August issue of the Washington Monthly. The issue focuses on the importance and applicability of the asset building agenda in the lives of all Americans. Utilizing the magazine's focus as a frame for the event, our panelists tackled critical themes such as savings as a path to higher education, the importance of life-long savings mechanisms, the role of federal policies in promoting prosperity, and a growing political divide between young and old Americans.

The Slow-Motion Collapse of American Entrepreneurship

  • By
  • Barry C. Lynn,
  • Lina Khan,
  • New America Foundation
July 10, 2012 |

"For all its current economic woes,” the Economist magazine recently asserted, “America remains a beacon of entrepreneurialism.” That idea is at the heart of America’s self-image. Both parties celebrate entrepreneurial small business as the fount of innovation and growth. Even if America no longer manufactures its own smartphones or computers, we cling to the idea that American entrepreneurs invent most of the new products and services that matter to the world.

New Study Finds Declining Rates of Entrepreneurship

July 10, 2012

Editor's Note: This is a guest blog post authored by Lina Khan, program associate with New America's Markets, Enterprise and Resiliency Initiative.

If there’s one thing Americans have faith in it’s the country’s entrepreneurial verve. Even amid high unemployment and a tepid economic recovery, we generally believe that strong entrepreneurship and upstart businesses will help steer us out of our present ditch. Media reports and sparring politicians fixate on this crucial sector of the American economy, a source of new products, new ideas, new jobs, and new wealth.

An article published today shows that America’s entrepreneurial sector is actually in deep crisis. The piece, written by Barry C. Lynn and myself in the forthcoming issue of the Washington Monthly, shows that for over a generation fewer Americans have been creating new businesses. The nation’s self-image notwithstanding, the number of new entrepreneurs – measured per capita – declined by 53 percent between 1977 and 2010. Even the share of self-employed Americans has fallen, dropping by more than 20 percent between 1991 and 2010.

Out of Business

  • By
  • Barry C. Lynn,
  • Lina Khan,
  • New America Foundation
July 10, 2012

America’s entrepreneurial sector is in deep trouble. Although the mainstream media continues to promote the idea that the nation’s small and upstart businesses are either generally thriving or, at worst, recovering from the sudden blow of the Great Recession, a closer look at the data reveals the exact opposite to be true, with a long-standing decline in the numbers of independent startups per working-age American.

A New American Dream Becomes Reality As Cities Grow More Than Suburbs

June 29, 2012
Families bike together in Portland, by Steven Vance

According to the 2011 census estimates, for the first since 1920—nearly a century—cities are growing more than suburbs. A recent study shows 77% of millennials want to live in the urban core. 28 year-old Denver resident, Jaclyn King said, “I will never live in the suburbs… I just like being connected to everything down here—concerts, work, restaurants, all of it.

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